It’s also outperforming Fidelity’s low expense ratio total stock market fund FSKAX YTD. - Albert Einstein | Wiki article link:"Everything should be as simple as it is, but not simpler." Nope, there's no obvious reason to prefer the Vanguard fund. Sure it has fewer stocks, but I’m sure it tracks plenty close to the market, will improve as the assets grow, and the low … Schwab ETF SCHB vs. Mutual fund SWTSX dividend reinvestment. Expenses add up and I would be happy to have a few percent extra in my account in retirement by going with Vanguard vs Schwab.I am in the process of moving very small amount ($680) from my eTRADE brokerage account to either Vanguard's brokerage or one at Schwabs.They both have such low expense ratios that in reality the decision will come down to 1.) For the Total Stock Market index, you can use the Schwab Total Stock Market Index Fund (SWTSX, ER = 0.03%). "Everything should be as simple as it is, but not simpler." For exposure to the same stocks and a lower expense ratio of 0.03%, … SWTSX-0.10%. I know Schwab subsidizes it to keep the expense ratio low, but even if they didn't, it would probably be a nominal difference.I heard on another forum Schwab's Total Stock Market Index was much less tax efficient.I won't try to be evasive. With an expense ratio of 0.04 percent and exposure to more than 3500 stocks, it makes a solid core holding for a diversified mutual fund portfolio. Yes, if you have less than $10,000 to invest, Schwab is friendlier. That seems optimal? Does the difference matter much, enough to prefer the Schwab fund? Now that FZROX is approaching a year since inception, and not brand new anymore, how is everyone looking at it now? (For example, how much portfolio lending … Vanguard does have index funds in a wider variety of asset classes than Schwab but if you plan to stick with a 3-fund portfolio that won't make much difference. I need to rollover some 401k monies into IRAs and I'm trying to decide between Vanguard and Schwab.
According to the latest fact sheets, the Dow index (Schwab) currently has 3784 constituents, the CRSP index (Vanguard) currently has 3563.It holds 2,367 stocks to VTSMX's 3,575. I know when Fidelity came out with the Fidelity zero funds, there was a lot of apprehension. Does anyone know what Schwab's ER was before? It’s a great idea to go all stocks and not touch the HSA if you can pull it off.You keep up to your maximum deductible in cash and then invest the rest.I actually just opened an HSA last year, and have been struggling to find a good asset allocation strategy for it. 1) For a $10,000 minimum, you can get Vanguard Total Stock Admiral Shares, VTSAX, with an expense ratio of 0.04%. I don't think it will end up mattering which one you pick, particularly in a tax sheltered account.
The S&P 500 returns have also been higher for Vanguard than Schwab. Wiki article link:I guess everyone has a different definition of difference but to me 3% over 18 years is a pretty significant difference between Vanguard and Schwab. I noticed that the turnover in Schwab's fund is only 1%, Vanguard's is 4%.
FZROX is outperforming VTSAX. I thought I would never say that. VTSAX: 3,560: $813.5 B: 0.04%: Schwab: SWTSX: 3,075: $10.0 B: 0.03%: Fidelity: FSKAX: 3,454: $46.5 B: 0.015%: Fidelity: FZROX: 2,530: $3.8 B: 0%: On the surface, the new Fidelity® ZERO Total Market Index Fund looks like it just won the war as best US total market index fund. Schwab ETF SCHB vs. Mutual fund SWTSX dividend reinvestment. The Fund seeks to track the total return of the S&P 500 Index. - Albert Einstein | The ETF version distributes quarterly while the mutual fund only once a year at the end of December. Most index investors choosing a U.S. stock index fund typically choose one that replicates either the S&P 500 or a total stock market index.
Investing.
Have a question about your personal investments? … See #1 above). The difference is so paper-thin that my judgement is that the expense ratio difference is a featherweight on the decision scale and that almost anything else could tip the balance.Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. Not to me. Should VTSAX not be in tax sheltered accounts?One of the available in my plan - Fidelity Contrafund K6.It's because VTSAX paid dividend out on 3/22/2019. ETF investors can use the Schwab US Broad Market ETF (SCHB, ER = 0.03%). Investing . Will that matter? All of my taxable monies are with Vanguard and I will leave them there.I have accounts at both Schwab and Vanguard - and I use both funds. Probably not. 401k I can't pick, IRAs at different times for me and my spouse, so I ended up divided).I do FZROX in tax sheltered through Fidelity and VTSAX in not tax sheltered through Vanguard.